Payment system

A payment system is a software or hardware that enables individuals or businesses to transfer money electronically.

Hand on payment terminal


At Flatpay, we offer a payment system in the form of a payment terminal that can do it all. Our A920Pro terminal is great for both small and large businesses. The option to lease the terminal for 0 kr. per month with a transaction fee of only 0.99% per transaction makes our terminal one of the best prices on the market. There are also no hidden fees, as Flatpay simply aims to make the choice of a payment system easier. To make it more manageable for you, we have created this table that compares Flatpay's service with the general market.

Which payment system should you choose?

When selecting a payment system for your business, there are a few things to consider. First, you need to decide whether you want to use a credit card processor or an ACH processor. Credit card processors are typically more expensive, but they offer the convenience of accepting the most common credit cards. ACH processors are cheaper, but they may not be able to accept all types of payments and are primarily used overseas.

Second, you need to determine which features are most important to you. Do you need recurring billing? Insurance billing? Payment plans? The more features you require, the more expensive the processor becomes.

Finally, you need to compare prices. Payment processors typically charge a monthly fee, a per-transaction fee, and a variable fee (based on your average transaction amount). Be sure to compare all of these fees before making your decision. By taking the time to choose the right payment system for your business, you can save yourself a lot of money in the long run. At Flatpay, we have everything covered with our payment terminal that easily and securely accepts payment from all major cards.


There are many different payment systems, and it can be difficult to decide which system to use for your store. The good news is that there are only a few things you need to consider before making your decision. First, think about what types of payments you want to accept. If you only want to accept cash, you don't need a fancy system - a simple cash register will suffice in these cases. If you plan to accept credit cards, however, you need a more versatile system that can process those payments. Second, think about how many transactions you'll process each day.

If you only have a few sales each day, you can probably get away with a cheaper system. If you expect a large volume of sales transactions, though, you need to invest in a more expensive system that can handle the volume. Finally, think about your budget. You naturally want to find a system that fits within your budget. But it's also important to consider the system's long-term costs - will you be able to easily upgrade it as your business grows?

With Flatpay, you can lease a payment terminal that can handle all of your card payments. With the fast-paced technological advancements, it makes sense to lease a terminal instead of buying one, as it can quickly become outdated by a newer and better model. Flatpay takes care of updates to your leased terminal, so the technology keeps up with your business.


In today's fast-paced digital world, having a modern payment system is essential for any business that wants to stay competitive. Here are three reasons why your business needs a modern payment system:

  1. Customer Convenience: Modern payment systems offer a variety of payment options that customers have come to expect, such as contactless payments, mobile payments, and online payments. By providing these options, you can make it more convenient for your customers to pay and increase the likelihood of them choosing your business over a competitor.
  2. Increased Security: With the rise of cybercrime, ensuring that your customers' payment information is secure is more important than ever. Modern payment systems use advanced security measures such as encryption and tokenization to protect sensitive information from unauthorized access. By using a modern payment system, you can provide your customers with peace of mind and build trust in your brand.
  3. Business Insights: Modern payment systems often come with built-in reporting and analytics features that allow you to track your business's financial performance in real-time. By using this data, you can identify trends, optimize your operations, and make data-driven decisions that help grow your business.
At Flatpay, we understand the importance of having a modern payment system for your business. Our payment terminals offer a wide range of payment options, advanced security features, and powerful reporting tools to help you streamline your payment processes and grow your business. Contact us today to learn more.

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accept all common payment methods

As a merchant, you can accept major cards like Visa and Mastercard, including mobile wallet options.

...and Visa Dankort + Mastercard Dankort(Payment with the Visa or Mastercard part of the card)