Flatpay Capital

Cash upfront,
calm ahead

Whether you want to grow, evolve, or just maintain, get access to the funding that you deserve. Money in your account on average in 5-8 days.1

Fast approval, no paperwork

Skip the endless forms and waiting times.2

Simple pricing, no hidden rates

One flat fee, no surprises or hidden costs.

Quick 
funding

Cash in your account within 5-8 days.1

A service for Flatpay merchants

Helping you invest in what matters most — your growth.

Tailor your offer to fit your business needs

Select the cash advance(s) you are pre-approved for. The fee will depend on the funding amount and how quickly you want to pay.

Check your eligibility today

Take the stress out of payments with automation

You pay automatically with a chosen percentage of your daily card sales. That means you pay less on slow days and a little more when sales are strong.3

Get started today

Customer testimonials

Don't take our word for it

Here's how a cash advance from Flatpay Capital helped our customers.

In the furniture industry, purchases are often large and expensive items. Flatpay Capital makes it possible to act flexibly when opportunities arise. The application process was easy and straightforward, and now we have a fixed agreement that gives us both clarity and freedom.

Flatpay Capital gave me the opportunity to buy new kitchen equipment while also having a bit of extra breathing room in my finances. It brought a sense of calm to my daily life, as I knew that operations could continue smoothly, even when unexpected bills arrived.

Flatpay Capital – in partnership with Liberis

Liberis is a leading global finance platform with a mission to provide small and medium-sized businesses with accessible and responsible funding. Using Liberis’ platform, we can offer hyper-personalized and accessible financing, enabling our customers to grow and increase their revenue.

Presented By

Flatpay Financial Services A/S is a fully-owned subsidiary of Flatpay ApS, which expands on the Flatpay mission to deliver transparent, reliable, and personal solutions for all your financial needs.

Powered By

Flatpay Financial Services A/S partnered with Liberis to offer our customers revenue financing because of their decade-long track record providing flexible and accessible funding solutions for small and medium-sized businesses (SMEs). Liberis’ data-driven approach ensures transparent and fair credit assessments.

wow.. das klingt alles gut, aber ich habe eine Frage

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Can I customize my offer?

How does income-based financing differ from a standard loan?

  1. In September 2025, 60% of merchants received funding within 3 business days from application submission
  2. Financing is subject to an underwriting process before any offer can be made.
  3. Payments flex with revenue but are subject to a Minimum Monthly Amount.